Medical Bills and Bankruptcy in Athens-Clarke County, Georgia

Medical Bills and Bankruptcy in Athens-Clarke County, Georgia

Medical bills from a temporary illness or bills because of chronic health problems push many individuals to the edge of financial illness in Athens-Clarke County, Georgia. Even in situations where people have the best medical insurance available, taking time off of job and loss of earnings will adversely affect a person's finances. If you have substantial medical bills, filing a Chapter 7 Bankruptcy can eliminate your medical bills completely. If the bankruptcy means test determines you qualify to file for Chapter 7, it will permit you to get rid of medical bills, hospital charges, doctor bills, medical collections, dental bills, and also most type of medical debt. Medical bills are considered unsecured debts, and are treated in bankruptcy similar to credit cards. So, medical bills can be totally eliminated in a Chapter 7 Bankruptcy.

Filing a bankruptcy proceeding in Athens-Clarke County, Georgia prohibits creditors from initiating action against you. What stops creditors from acting is the automatic stay - an injunction issued by the court as soon as the case is filed. The automatic stay remains in effect until the case is closed. On motion, and after a hearing before the bankruptcy judge, a creditor can obtain an order granting relief from the stay. An order granting relief from the automatic stay allows a creditor to take certain permitted actions, which will be listed in the order, to collect a debt against you.

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Athens Georgia bankruptcy lawyer | Bankruptcy attorneys in Athens GA and Athens-Clarke County - Filing for Chapter 7 Bankruptcy and Chapter 13 Bankruptcy