Medical Bills and Bankruptcy in Athens, Georgia

Medical Bills and Bankruptcy in Athens, Georgia

Medical bills from a temporary illness or bills because of chronic health problems bring many people to the edge of financial illness in Athens, Georgia. Even in situations where people have the best medical insurance available, taking time off from job and loss of earnings can strain a person's finances. If you have huge medical bills, filing a Chapter 7 Bankruptcy can discharge your medical bills completely. If the bankruptcy means test determines you qualify to file for Chapter 7, it will permit you to get rid of medical bills, hospital charges, doctor bills, medical collections, dental bills, and also most type of medical debt. Medical bills are considered unsecured debts, and are treated in bankruptcy just like credit cards. As such, medical bills can be completely discharged in a Chapter 7 Bankruptcy.

Filing a bankruptcy proceeding in Athens, Georgia prevents creditors from initiating action against the debtor. What stops creditors from acting is the automatic stay - an injunction issued by the court as soon as you file the case. The automatic stay remains in effect until the case is over. On motion, and after a hearing before the bankruptcy judge, a creditor may obtain an order for relief from the stay. An order granting relief from the automatic stay allows a creditor to take certain specified actions, which will be listed in the order, to collect a debt against the debtor.

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Athens Georgia bankruptcy lawyer | Bankruptcy attorneys in Athens GA and Athens-Clarke County - Filing for Chapter 7 Bankruptcy and Chapter 13 Bankruptcy